Welcome to Insurance Opus (https://Insurance.opus.biz.id/). These Terms & Conditions (“Terms”) govern your access to and use of our website, content, and services. By accessing or using Insurance Opus, you agree to be bound by these Terms. If you do not agree, please discontinue use of the site.
1. Use of the Website
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You may use this site for personal, non-commercial purposes only.
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You agree not to misuse, copy, distribute, or exploit any content on this website for illegal or unauthorized purposes.
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You must be at least 13 years old to access this website.
2. Content & Intellectual Property
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All articles, guides, and other content published on Insurance Opus are owned by us unless otherwise stated.
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You may share our content for personal use with proper attribution, but you may not reproduce or republish it for commercial purposes without prior written permission.
3. No Professional Advice
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The content on Insurance Opus is provided for informational and educational purposes only.
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We are not licensed financial advisors, insurance agents, or legal consultants.
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You should consult a qualified professional before making any insurance, financial, or legal decision.
4. Accuracy of Information
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While we strive to provide accurate and up-to-date content, we cannot guarantee that all information on this site is complete, accurate, or current.
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Insurance Opus is not responsible for any errors, omissions, or outdated content.
5. Third-Party Links & Advertising
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Our site may contain links to third-party websites. We are not responsible for their content, privacy practices, or services.
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We may display ads through Google AdX/AdSense or include affiliate links. We may earn commissions from purchases made through those links, but this does not affect our editorial independence.
6. Limitation of Liability
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Insurance Opus is not liable for any damages, losses, or consequences arising from the use of information on this website.
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Use of this site and reliance on its content are at your own risk.
7. Privacy
Your use of this site is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.
8. Changes to Terms
We may update these Terms & Conditions at any time. Changes will be effective once posted on this page, with an updated “Effective Date.”
9. Governing Law
These Terms are governed by the laws of [Insert Applicable Jurisdiction – e.g., Indonesia], without regard to its conflict of law principles.
10. Contact Us
If you have any questions about these Terms & Conditions, please contact us at:
📧 Email: contact@Insurance.opus.biz.id
🌐 Website: https://Insurance.opus.biz.id/